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Capital One Financial 401(k) retirement plan: the investment options

Does your 401(k) vote the way you would? Fidelity Global ex U.S. Index Fund is the largest fund in the Capital One Financial plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.

The question on the ballot

As filed

Capital One Financial 401(k) match and balances, from the filing

Company money in
about $10,310 per active participant
$466m in plan year 2024
Employees saved
about $12,390 each
$560m in plan year 2024
Average balance
$174,900
68,883 people with a balance
In the plan
$12.05bn
at the end of plan year 2024

Company money is the match plus any other employer contributions, averaged over all 45,199 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.

SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by CAPITAL ONE FINANCIAL CORPORATION as “CAPITAL ONE FINANCIAL CORPORATION ASSOCIATE SAVINGS PLAN” · EIN 541719854, plan number 002 · search the filings

This is the only fund in the Capital One Financial retirement plan whose voting record we can trace, taken from the plan’s own annual filing. The figures show what it did with shareholder proposals.

SourceThe fund menu is the list of investments in Capital One Financial’s own annual retirement-plan filing · open the filing

FundClimateWorkersPay equityExec pay backed
Fidelity Global ex U.S. Index Fund listed as “Fidelity Global ex U.S. Index Fund” 0 of 490 of 8 0 of 287.3%

What this means for you

Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.

Vote the full deck for this plan’s fund →

Other employer plans

The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.

Microsoft 401(k)$64.92bn in the planBank of America 401(k)248,103 savers · $62.90bnJPMorgan Chase 401(k)297,359 savers · $52.91bnGoogle 401(k)154,637 savers · $48.74bnWells Fargo 401(k)$43.80bn in the planAmazon 401(k)943,213 savers · $34.59bnInternational Business Machines 401(k)$28.25bn in the planIntel 401(k)$26.91bn in the planNeuberger Berman Group 401(k)3,118 savers · $2.06bnSmart Care Solutions 401(k)1,365 savers · $61mEmergent Biosolutions 401(k)1,566 savers · $204mSTMicroelectronics 401(k)$534m in the planSantander 401(k)14,730 savers · $1.86bnGulfeagle Supply 401(k)1,519 savers · $56m