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Columbia Banking System 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? Fidelity 500 Index Fund is the largest fund in the Columbia Banking System plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
Columbia Banking System 401(k) match and balances, from the filing
- Company money in
- about $2,640 per active participant
- $12m in plan year 2024
- Employees saved
- about $7,900 each
- $37m in plan year 2024
- Average balance
- $102,600
- 7,418 people with a balance
- In the plan
- $761m
- at the end of plan year 2024
Company money is the match plus any other employer contributions, averaged over all 4,695 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.
SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by COLUMBIA BANKING SYSTEM, INC. as “UMPQUA BANK 401(K) AND PROFIT SHARING PLAN” · EIN 911422237, plan number 001 · search the filings
These are the funds in the Columbia Banking System retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in Columbia Banking System’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| Fidelity 500 Index Fund listed as “Fidelity 500 Index Fund” | 0 of 66 | 0 of 20 | 0 of 6 | 96.8% |
| Vanguard Morningstar Value Index Fund listed as “Vanguard Value Index Fund Institutional Shares” | 0 of 44 | 0 of 12 | 0 of 2 | 98.1% |
| Vanguard Morningstar Mid-Cap Value Index Fund listed as “Vanguard Mid-Cap Value Index Fund Admiral Shares” | 0 of 12 | 0 of 3 | — | 98.6% |
| T. Rowe Price Diversified Mid-Cap Growth Fund, Inc. listed as “T. Rowe Price Diversified Mid-Cap Growth Fund I Class” | 0 of 6 | 0 of 1 | 0 of 1 | 52.4% |
| Fidelity Small Cap Index Fund listed as “Fidelity Small Cap Index Fund” | 0 of 2 | 0 of 2 | 0 of 2 | 92.8% |
| Fidelity Total International Index Fund listed as “Fidelity Total International Index Fund” | 0 of 88 | 0 of 8 | 0 of 3 | 84.5% |
| T. Rowe Price Capital Appreciation Fund listed as “T. Rowe Price Capital Appreciation Fund I Class” | 0 of 17 | 0 of 7 | — | 100% |
| Dodge & Cox International Stock Fund listed as “Dodge & Cox International Stock Fund Class X” | 0 of 7 | 0 of 1 | 0 of 1 | 95.9% |
| Fidelity Mid Cap Index Fund listed as “Fidelity Mid Cap Index Fund” | 0 of 24 | 0 of 2 | 0 of 3 | 95.9% |
| Vanguard International Growth Fund listed as “Vanguard International Growth Fund Admiral Shares” | 0 of 6 | 0 of 3 | — | 91.4% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.