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Duke Energy 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? S&P 500 Index Fund is the largest fund in the Duke Energy plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
Duke Energy 401(k) match and balances, from the filing
- Company money in
- about $9,490 per active participant
- $252m in plan year 2024
- Employees saved
- about $12,720 each
- $338m in plan year 2024
- Average balance
- $323,500
- 34,836 people with a balance
- In the plan
- $11.27bn
- at the end of plan year 2024
Company money is the match plus any other employer contributions, averaged over all 26,616 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.
SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by DUKE ENERGY CORPORATION as “DUKE ENERGY RETIREMENT SAVINGS PLAN” · EIN 202777218, plan number 002 · search the filings
These are the funds in the Duke Energy retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in Duke Energy’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| S&P 500 Index Fund listed as “US Equity S P 500 Index Fund” | 3 of 59 | 2 of 20 | 0 of 5 | 89.6% |
| Fidelity Enhanced U.S. All-Cap Equity ETF listed as “US Equity All Cap Blend Fund” | 3 of 28 | 2 of 14 | 0 of 3 | 95.4% |
| Touchstone Non-US Equity Fund listed as “Non-US Equity Blend Fund” | — | — | — | 100% |
| Touchstone Non-US Equity Fund listed as “Non-US Equity Index Fund” | — | — | — | 100% |
| American Funds IS 2045 Target Date Retirement Fund listed as “Target Retirement Date Fund 2045” · record folded from the funds it holds | 1 of 421 | 3 of 126 | 5 of 20 | 88% |
| American Funds IS 2030 Target Date Retirement Fund listed as “Target Retirement Date Fund 2030” · record folded from the funds it holds | 1 of 377 | 3 of 105 | 5 of 18 | 89.1% |
| American Funds IS 2040 Target Date Retirement Fund listed as “Target Retirement Date Fund 2040” · record folded from the funds it holds | 1 of 416 | 3 of 125 | 5 of 20 | 88.7% |
| American Funds IS 2050 Target Date Retirement Fund listed as “Target Retirement Date Fund 2050” · record folded from the funds it holds | 1 of 412 | 3 of 125 | 5 of 20 | 87.6% |
| American Funds IS 2035 Target Date Retirement Fund listed as “Target Retirement Date Fund 2035” · record folded from the funds it holds | 1 of 377 | 3 of 105 | 5 of 18 | 89.1% |
| American Funds IS 2055 Target Date Retirement Fund listed as “Target Retirement Date Fund 2055” · record folded from the funds it holds | 1 of 412 | 3 of 125 | 5 of 20 | 87.6% |
| American Funds 2025 Target Date Retirement Income Fund listed as “Target Retirement Date Fund 2025” · record folded from the funds it holds | 0 of 293 | 2 of 75 | 5 of 15 | 92.5% |
| American Funds IS 2060 Target Date Retirement Fund listed as “Target Retirement Date Fund 2060” · record folded from the funds it holds | 1 of 339 | 3 of 111 | 3 of 16 | 86.5% |
| Ab Global Real Estate Investment Fund, Inc. listed as “Global Real Estate Investment Trust Fund” | — | 0 of 1 | — | 74.4% |
| Diversified Real Asset Fund listed as “Diversified Real Asset Fund” | 4 of 14 | 0 of 1 | — | 94.6% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.