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Murphy USA 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? Fidelity 500 Index Fund is the largest fund in the Murphy USA plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
Murphy USA 401(k) match and balances, from the filing
- Company money in
- about $1,370 per active participant
- $22m in plan year 2024
- Employees saved
- about $820 each
- $13m in plan year 2024
- Average balance
- $49,400
- 7,246 people with a balance
- In the plan
- $358m
- at the end of plan year 2024
Company money is the match plus any other employer contributions, averaged over all 16,166 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.
SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by MURPHY USA INC. as “MURPHY USA INC. SAVINGS PLAN” · EIN 462279221, plan number 001 · search the filings
These are the funds in the Murphy USA retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in Murphy USA’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| Fidelity 500 Index Fund listed as “Fidelity 500 Index Fund” | 0 of 66 | 0 of 20 | 0 of 6 | 96.8% |
| Fidelity Freedom 2040 Fund listed as “Fidelity Freedom 2040 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2035 Fund listed as “Fidelity Freedom 2035 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2045 Fund listed as “Fidelity Freedom 2045 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2030 Fund listed as “Fidelity Freedom 2030 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2050 Fund listed as “Fidelity Freedom 2050 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Advisor Freedom 2055 Fund listed as “Fidelity Freedom 2055 Fund Class K” · record folded from the funds it holds | 33 of 343 | 5 of 98 | 5 of 17 | 95.5% |
| T. Rowe Price Blue Chip Growth Fund, Inc. listed as “T. Rowe Price Blue Chip Growth Fund” | 0 of 18 | 0 of 9 | — | 100% |
| Large Cap Fund listed as “FMI Large Cap Fund Investor Class” | — | 0 of 2 | — | 42.1% |
| Fidelity Freedom 2025 Fund listed as “Fidelity Freedom 2025 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Mid Cap Index Fund listed as “Fidelity Mid Cap Index Fund” | 0 of 24 | 0 of 2 | 0 of 3 | 95.9% |
| Fidelity Advisor Diversified International Fund listed as “Fidelity Diversified International Fund” | 0 of 7 | — | — | 96.1% |
| T. Rowe Price Dividend Growth Fund, Inc. listed as “T. Rowe Price Dividend Growth Fund” | 1 of 25 | 0 of 6 | 0 of 1 | 100% |
| PIMCO Income Fund listed as “PIMCO Income Fund Institutional Class” | — | — | — | 100% |
| Fidelity Advisor Freedom 2060 Fund listed as “Fidelity Freedom 2060 Fund Class K” · record folded from the funds it holds | 33 of 343 | 5 of 98 | 5 of 17 | 95.5% |
| Fidelity Small Cap Index Fund listed as “Fidelity Small Cap Index Fund” | 0 of 2 | 0 of 2 | 0 of 2 | 92.8% |
| Vanguard Strategic Equity Fund listed as “Vanguard Strategic Equity Fund Investor Shares” | 0 of 7 | 0 of 2 | 0 of 2 | 97.5% |
| Fidelity Freedom 2020 Fund listed as “Fidelity Freedom 2020 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity International Index Fund listed as “Fidelity International Index Fund” | 0 of 32 | 0 of 4 | 0 of 2 | 90.4% |
| Fidelity Advisor Freedom 2065 Fund listed as “Fidelity Freedom 2065 Fund Class K” · record folded from the funds it holds | 33 of 343 | 5 of 98 | 5 of 17 | 95.5% |
| Fidelity Freedom Retirement Fund listed as “Fidelity Freedom Income Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2015 Fund listed as “Fidelity Freedom 2015 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Freedom 2010 Fund listed as “Fidelity Freedom 2010 Fund Class K” · record folded from the funds it holds | 39 of 386 | 5 of 106 | 5 of 19 | 95.2% |
| Fidelity Advisor Freedom 2070 Fund listed as “Fidelity Freedom 2070 Fund Class K” · record folded from the funds it holds | 33 of 343 | 5 of 98 | 5 of 17 | 95.5% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.