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Prosperity Bancshares 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? American Balanced Fund is the largest fund in the Prosperity Bancshares plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
Prosperity Bancshares 401(k) match and balances, from the filing
- Company money in
- about $1,790 per active participant
- $7m in plan year 2024
- Employees saved
- about $4,410 each
- $17m in plan year 2024
- Average balance
- $110,500
- 3,238 people with a balance
- In the plan
- $358m
- at the end of plan year 2024
Company money is the match plus any other employer contributions, averaged over all 3,884 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.
SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by PROSPERITY BANCSHARES, INC. as “PROSPERITY BANCSHARES, INC. 401(K) PROFIT SHARING PLAN” · EIN 742331986, plan number 001 · search the filings
These are the funds in the Prosperity Bancshares retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in Prosperity Bancshares’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| American Balanced Fund listed as “American Funds American Balanced R6” | 0 of 42 | 0 of 10 | 0 of 2 | 86.2% |
| New Perspective Fund listed as “American Funds New Perspective R6” | 0 of 30 | 0 of 11 | 0 of 1 | 90.4% |
| Vanguard 500 Index Fund listed as “Vanguard 500 Index Admiral” | 0 of 66 | 0 of 20 | 0 of 6 | 98.1% |
| Fidelity Mid Cap Index Fund listed as “Fidelity Mid Cap Index Fd” | 0 of 24 | 0 of 2 | 0 of 3 | 95.9% |
| Fidelity Emerging Markets Fund listed as “Fidelity Emerging Markets K” | 0 of 2 | — | — | 73.3% |
| Fidelity Small Cap Index Fund listed as “Fidelity Small Cap Index Fd Instl Premium Cl” | 0 of 2 | 0 of 2 | 0 of 2 | 92.8% |
| Vanguard Morningstar Small-Cap Index Fund listed as “Vanguard Small Cap Index Fd Admiral” | 0 of 17 | 0 of 2 | 0 of 3 | 96.6% |
| Vanguard Morningstar Mid-Cap Index Fund listed as “Vanguard Mid Cap Index Fd Admiral” | 0 of 13 | 0 of 3 | 0 of 2 | 97.6% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.