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RTX 401(k) retirement plan: the investment options

Does your 401(k) vote the way you would? Vanguard Target Retirement 2045 Fund is the largest fund in the RTX plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.

The question on the ballot

As filed

RTX 401(k) match and balances, from the filing

Company money in
about $2,210 per active participant
$6m in plan year 2024
Employees saved
about $4,590 each
$13m in plan year 2024
Average balance
$40,500
3,124 people with a balance
In the plan
$127m
at the end of plan year 2024

Company money is the match plus any other employer contributions, averaged over all 2,806 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.

SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by RTX CORPORATION as “RTX PUERTO RICO SAVINGS PLAN” · EIN 363823933, plan number 039 · search the filings

These are the funds in the RTX retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.

SourceThe fund menu is the list of investments in RTX’s own annual retirement-plan filing · open the filing

FundClimateWorkersPay equityExec pay backed
Vanguard Target Retirement 2045 Fund listed as “Vanguard Target Retirement 2045 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2050 Fund listed as “Vanguard Target Retirement 2050 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2055 Fund listed as “Vanguard Target Retirement 2055 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2040 Fund listed as “Vanguard Target Retirement 2040 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Morningstar Total Stock Market Index Fund listed as “Vanguard Total Stock Market Index Fund” 0 of 790 of 23 0 of 996.8%
Vanguard Target Retirement 2035 Fund listed as “Vanguard Target Retirement 2035 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2030 Fund listed as “Vanguard Target Retirement 2030 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2060 Fund listed as “Vanguard Target Retirement 2060 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2025 Fund listed as “Vanguard Target Retirement 2025 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Total International Stock Index Fund listed as “Vanguard Total International Stock Index Fund” 0 of 950 of 10 0 of 483.1%
Vanguard Target Retirement 2065 Fund listed as “Vanguard Target Retirement 2065 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement Income Fund listed as “Vanguard Target Retirement Income Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2020 Fund listed as “Vanguard Target Retirement 2020 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%
Vanguard Target Retirement 2070 Fund listed as “Vanguard Target Retirement 2070 Fund” · record folded from the funds it holds 0 of 1740 of 33 0 of 1391.5%

What this means for you

Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.

Vote the full deck for this plan’s fund →

Other employer plans

The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.

Microsoft 401(k)$64.92bn in the planBank of America 401(k)248,103 savers · $62.90bnJPMorgan Chase 401(k)297,359 savers · $52.91bnGoogle 401(k)154,637 savers · $48.74bnWells Fargo 401(k)$43.80bn in the planAmazon 401(k)943,213 savers · $34.59bnInternational Business Machines 401(k)$28.25bn in the planIntel 401(k)$26.91bn in the planHCL America 401(k)17,805 savers · $1.49bnUnited Health Centers of The San Joaquin Valley 401(k)1,222 savers · $42mKodak Alaris 401(k)1,080 savers · $168mFoot Locker 401(k)$449m in the planArdent Health Services 401(k)20,675 savers · $1.59bnBellring Brands 401(k)$47m in the plan