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Spire 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? Fidelity Small Cap Index Fund is the largest fund in the Spire plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
Spire 401(k) match and balances, from the filing
- Company money in
- about $4,780 per active participant
- $17m in plan year 2024
- Employees saved
- about $9,020 each
- $31m in plan year 2024
- Average balance
- $174,000
- 3,957 people with a balance
- In the plan
- $689m
- at the end of plan year 2024
Company money is the match plus any other employer contributions, averaged over all 3,460 active participants, including anyone who did not contribute. The filing reports dollars, not the match formula; the plan’s summary plan description states the formula.
SourceThe plan’s annual report to the Department of Labor — Form 5500, Schedule H, plan year 2024 · filed by SPIRE SERVICES INC. as “SPIRE EMPLOYEE SAVINGS PLAN” · EIN 474582725, plan number 009 · search the filings
These are the funds in the Spire retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in Spire’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| Fidelity Small Cap Index Fund listed as “Fidelity Small Cap Index Fund” | 0 of 2 | 0 of 2 | 0 of 2 | 92.8% |
| Fidelity Mid Cap Index Fund listed as “Fidelity Mid Cap Index Fund” | 0 of 24 | 0 of 2 | 0 of 3 | 95.9% |
| Emerging Markets Social Core Equity Portfolio listed as “DFA Emerging Markets Core Equity Portfolio (I)” | — | — | — | 66.7% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.