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River Financial 401(k) retirement plan: the investment options
Does your 401(k) vote the way you would? American Funds IS 2030 Target Date Retirement Fund is the largest fund in the River Financial plan that publishes its votes. Answer 3 of its ballots from this season, then see your result.
The question on the ballot
As filed
These are the funds in the River Financial retirement plan whose voting records we can trace, taken from the plan’s own annual filing. The figures show what each one did with shareholder proposals.
SourceThe fund menu is the list of investments in River Financial’s own annual retirement-plan filing · open the filing
| Fund | Climate | Workers | Pay equity | Exec pay backed |
|---|---|---|---|---|
| American Funds IS 2030 Target Date Retirement Fund listed as “American Funds 2030 Target Date” · record folded from the funds it holds | 1 of 377 | 3 of 105 | 5 of 18 | 89.1% |
| American Funds IS 2040 Target Date Retirement Fund listed as “American Funds 2040 Target Date” · record folded from the funds it holds | 1 of 416 | 3 of 125 | 5 of 20 | 88.7% |
| American Funds IS 2050 Target Date Retirement Fund listed as “American Funds 2050 Target Date” · record folded from the funds it holds | 1 of 412 | 3 of 125 | 5 of 20 | 87.6% |
| American Funds IS 2035 Target Date Retirement Fund listed as “American Funds 2035 Target Date” · record folded from the funds it holds | 1 of 377 | 3 of 105 | 5 of 18 | 89.1% |
| American Funds IS 2045 Target Date Retirement Fund listed as “American Funds 2045 Target Date” · record folded from the funds it holds | 1 of 421 | 3 of 126 | 5 of 20 | 88% |
| Fidelity 500 Index Fund listed as “Fidelity 500 Index Fund” | 0 of 66 | 0 of 20 | 0 of 6 | 96.8% |
| American Funds IS 2055 Target Date Retirement Fund listed as “American Funds 2055 Target Date” · record folded from the funds it holds | 1 of 412 | 3 of 125 | 5 of 20 | 87.6% |
| American Funds IS 2020 Target Date Retirement Income Fund listed as “American Funds 2020 Target Date” · record folded from the funds it holds | 0 of 284 | 2 of 74 | 5 of 15 | 92.2% |
| American Funds IS 2060 Target Date Retirement Fund listed as “American Funds 2060 Target Date” · record folded from the funds it holds | 1 of 339 | 3 of 111 | 3 of 16 | 86.5% |
| American Funds IS 2025 Target Date Retirement Income Fund listed as “American Funds 2025 Target Date” · record folded from the funds it holds | 0 of 293 | 2 of 75 | 5 of 15 | 92.5% |
| Vanguard Total International Stock Index Fund listed as “Vanguard Total Int Stock Index Fund” | 0 of 95 | 0 of 10 | 0 of 4 | 83.1% |
| American Funds IS 2065 Target Date Retirement Fund listed as “American Funds 2065 Target Date” · record folded from the funds it holds | 1 of 316 | 3 of 104 | 3 of 15 | 86% |
| Fidelity Mid Cap Index Fund listed as “Fidelity Mid Cap Index Fund” | 0 of 24 | 0 of 2 | 0 of 3 | 95.9% |
| American Funds IS 2010 Target Date Retirement Income Fund listed as “American Funds 2010 Target Date” · record folded from the funds it holds | 0 of 261 | 2 of 67 | 5 of 14 | 92% |
| U.S. Small Cap Portfolio listed as “DFA US Small Cap Portfolio” | 0 of 10 | 0 of 1 | 0 of 4 | 76.5% |
| New Perspective Fund listed as “New Perspective Fund” | 0 of 30 | 0 of 11 | 0 of 1 | 90.4% |
| American Funds IS 2070 Target Date Retirement Fund listed as “American Funds 2070 Target Date” · record folded from the funds it holds | 1 of 316 | 3 of 104 | 3 of 15 | 86% |
| Ab Large Cap Growth Fund Inc listed as “AB Large Cap Growth Fund” | 1 of 13 | 0 of 6 | — | 93% |
| Large Cap Value Portfolio I listed as “Putname Large Cap Value Fund” | 0 of 4 | 2 of 7 | 0 of 2 | 96.7% |
| American Funds IS 2015 Target Date Retirement Income Fund listed as “American Funds 2015 Target Date” · record folded from the funds it holds | 0 of 261 | 2 of 67 | 5 of 14 | 91.9% |
| New World Fund Inc listed as “New World Fund Inc” | 0 of 19 | 0 of 13 | 0 of 1 | 90.3% |
| Hartford Schroders International Contrarian Value Fund listed as “Hartford Schroders Int MultiCap Value Fund” | — | — | — | 81.8% |
| Columbia Small Cap Value and Inflection Fund listed as “Columbia Select Small Cap Value Fund” | 0 of 1 | — | — | 94.9% |
| U.S. Small Cap Growth Portfolio listed as “DFA US Small Cap Growth Portfolio” | 0 of 6 | — | 0 of 2 | 83.5% |
What this means for you
Most people are in whichever fund their plan made the default, and never look again. The figures above are the part nobody shows you when you pick: not the fee, not last year's return, but what the fund did with the shares your savings paid for.
Vote the full deck for this plan’s fund →
Other employer plans
The largest employer plans on the site, and a few more. Each page shows what the plan’s funds did with the shares its savers paid for.